Car Insurance Is Expensive. Here Are 10 Tips for a Lower Premium.Car Insurance Is Expensive. Here Are 10 Tips for a Lower Premium.Car Insurance Is Expensive. Here Are 10 Tips for a Lower Premium.
USA TODAY Network / ReutersAmerican consumers seem to be spending a little more on everything lately. On auto insurance, they are spending a lot more. Auto insurance premiums rose by about two-thirds from April 2020 through April 2026, according to federal data. The average American motorist paid $2,638 for full-coverage insurance in 2025, Bankrate reports. Thankfully, premiums have leveled off over the past year.