How to Access Retirement Savings Early Without the PenaltyHow to Access Retirement Savings Early Without the PenaltyHow to Access Retirement Savings Early Without the Penalty 

USA TODAY Network / ReutersDreams of early retirement can come true. The stock market’s near record highs, swelling 401(k)s and other retirement account balances. Many older Americans may feel if they could only tap those funds without penalty, they might have enough to retire a little early. They can, experts say. The Rule of 55 and 72(t) allows some Americans early access to their retirement funds, experts said. They’…