Tax Hikes or Benefit Cuts? 8 Ways to Fix Social SecurityTax Hikes or Benefit Cuts? 8 Ways to Fix Social SecurityTax Hikes or Benefit Cuts? 8 Ways to Fix Social Security 

USA TODAY Network / ReutersSocial Security is hurtling toward a fiscal cliff. The retirement trust fund faces a shortfall as soon as 2032. If Congress does nothing, research suggests, retirees will see a 28% cut in monthly benefits. Fortunately, there’s no shortage of ideas for fixing Social Security. “You and I could do it in an hour,” said Alicia Munnell, senior adviser at the Center for Retirement Research at…