What Is a USDA Loan and How Does It Work?What Is a USDA Loan and How Does It Work?What Is a USDA Loan and How Does It Work? 

Gemini / GoogleWhile homebuyers often focus on conventional and FHA mortgages, USDA loans can provide another path to homeownership for those looking to live outside the city. Backed by the U.S. Department of Agriculture, this mortgage option exists to support homeownership and economic development in eligible rural communities. Despite the name, USDA loans aren’t just for farmers or remote properties.